You can tell that the presidential race is heating up because the attack ads are heating up too. In the past, much of political advertising happened on the television. If you didn't like it, you could change the channel. This election involves social media more than any other I can remember. Last week, Hillary Clinton, the Democratic nominee for president, sent this out on her Twitter account:

Usually, the candidates choose to release their tax returns if they are running for president. Donald Trump has elected, so far, not to do this.

Last week, Hillary and Bill released their 2015 tax return to the public. This was most likely the reason they are attacking Trump on his tax returns. As The New York Times reports, Hillary and Bill paid "$3.6 million in federal taxes for an effective tax rate of about 35 percent." Most of this income came from speeches and Hillary's memoir.

I find it interesting that Hillary would choose to attack Donald Trump for not paying anything in taxes and celebrate that she paid so much in taxes. This to me shows that Hillary is a career politician, while Donald is a career entrepreneur. It also shows me that Donald is doing what the tax code was intended for while Hillary and Bill are being penalized for not doing what the tax code was intended for.

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The Tax Code is Made to Incentivise

As you probably know, the tax codes in the US and in many different countries are long and complicated. The question is, why?

The reason is that government leaders learned a long time ago that the tax codes could be used to make people and businesses do what they want by utilising the tax code.

In short, the many credits and breaks that are found in the tax code are there precisely because the government wants you to take advantage of them. For instance, the government wants cheap housing. Because of this, there are many tax credits for affordable housing that developers and investors can take advantage of that minimize their tax liability, put more money in their pocket, and in turn, create affordable housing. Everyone wins.

There are many scenarios like this in the tax code that incentivise investors and entrepreneurs to do activities the government is looking for while rewarding those who take those actions with lower-or zero-tax burden. Because of this, limiting your tax liability actually means you're doing what the government wants you to do through the tax code. And that is the most patriotic thing you can do.

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Why Hillary is wrong?

This is why it is insanity for Hillary to criticize Donald for not paying taxes. The only way in which he would not pay taxes would be by doing things like investing and creating jobs to receive tax benefits created by the government! Conversely, the fact that Hillary and Bill paid a 35% tax rate and millions in taxes shows they are not doing what the government wants. They are not providing jobs, starting businesses, or investing in a meaningful way.

Someone who understands how money and taxes work, how to create jobs and invest in ways American tax code incentivises, is preferable than someone who doesn't. This is not an endorsement of either candidate, but it is a true observation regarding this one issue.

Hillary's tweet is capitalizing on the general ignorance around money and taxes that much of America has. In that way, it is actually a lie and a form of fear mongering. It is an attack without legs to stand on, preying on emotions rather than appealing to logic and intellect.

But that's what most of politics has devolved to these days, so I'm not surprised.

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Leverage is simply doing more with less. When I mention leverage in this context, money is what people think of most often. Loans, mortgages, other people’s money – all are forms of leverage based on money. While this type of leverage is important, it is equally important to use other forms of leverage in your wealth strategy. Here are 4 ways to add leverage to your wealth strategy:

1. Education

Education is my favorite form of leverage. As you increase your knowledge, you decrease your risk and increase your return. Leveraging the knowledge of others through education can help you avoid mistakes and keep your wealth strategy on the right path.  

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​2. Systems

I think systems are one of the most important and powerful features of a wealth strategy. Systems are the process or procedures to complete specific tasks. Systems provide the detail of the who, what, when, where and how something will be done.

Think about an internet marketing company. One of the greatest values an internet marketing company offers is its systems. The systems provide all the details about how to market, sell, fulfill and everything else involved in operating your online. An internet marketer simply has to follow the systems.

Let’s say you invest in licensing somebody else's products. You should have systems for:

Identifying what product to promote
Picking a traffic method (free/paid)
Budgeting for traffic method
Collecting leads
Following up
Reviewing which products/traffic methods/follow up techniques work best

Systems don’t have to be complicated. They just need to document what needs to be done in a clear manner. Systems can be as simple as a checklist. When your systems are created, used and monitored properly, they will tell you when things are working and when they aren’t working. This allows you to focus your attention where it is most needed – this is a huge form of leverage in a wealth strategy. 

3. Your Wealth Team

Systems definitely take time to create.  You don’t have do it all yourself though.  This is where your wealth team comes in to play. One of the best examples of leverage in a wealth strategy, and also one of my favorites, is a wealth team. A wealth team is a group of advisers, mentors, employees, vendors and other contacts who assist you in building your wealth. 

With a wealth team, you can leverage your time by hiring advisors, mentors, employees and/or vendors. But the leverage doesn’t stop there. This is just the beginning. You can also leverage your wealth team’s contacts, their resources, their knowledge – the list goes on and on.

Use your wealth team to help you create your systems. Leverage their resources and expertise to add value to your systems. Once you’ve created your systems, share them with your team members so they can be part of the systems and contribute to the success of your wealth strategy.

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4. Software

Software is a wonderful form of leverage. Software allows us to do more with less every day. Software can be an integral part of effective systems. When used properly, software can streamline many tasks while providing better information and results. 

Software can be the driving force behind the systems. It can notify the who about the what, when, where and how.  And, it can provide real time reports about how the systems are working. These reports are what help you stay in control.

Leverage your team’s knowledge – ask them what software you should be using. And, if you truly want to leverage your software with your systems, have a team member who is committed to integrating the two.

Think about how you currently use these forms of leverage in your wealth strategy and identify ways that you can leverage them even more.

I always hear people say they want to get rich, but those same people often don’t want to put in the required work to make it happen. Investing in things like an online business can and will create passive income, if you get in the habit of doing what you need to do. Just like with any sport; you don’t go into a game or boxing match without a lot of training and conditioning under your belt. Here are 6 habits that helped condition me to become financially free, and can help you get there too:

1. I took risks.

I’m not saying to fly off the handle and do something stupid, but I’m also not telling you to be a wallflower and expect all of the good things in life to come to you. Risk is a part of life, whether it’s regarding money, or any endeavor that’s worth while. High risk, high reward; but keep in mind you can take calculated risks.

2. I considered everyone a guru.

Learn learn learn, because your brain is a sponge. Considering everyone a guru is so important, because not only does it allow you to network and make relationships with a strong foundation, but it also allows you to keep on learning. Regardless of how much you know, we can all learn at least one thing from each other.

3. I invested in myself.

Investing in yourself probably doesn’t mean what you think it means. No, don’t invest in yourself by going on a shopping spree for the big ticket items you’ve been eyeing for a month. Invest in yourself by signing up for financial education classes, books, conferences. There is no better time than now to invest in yourself.

4. I regularly reviewed my goals.

Goals are the coal that makes a successful person’s train role; I mean it. You have to set goals, and then review them in order to see where you’re at. I think a lot of people avoid looking back at goals, because they’re afraid; They know they haven’t accomplished the milestones they set out to achieve. It’s okay if you haven’t gotten here yet, but I’m telling you now, you won’t ever reach those goals if you don’t review them. Hold yourself accountable and do it for yourself.

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5. I continually aligned my values with my goals.

Aligning your values with your goals is key. A lot of people also don’t achieve their goals because their values don’t match up, and they aren’t willing to change those values. Reevaluating your values is something that can honestly change your personal and professional life. If you have a dream to have wealth so that you never have to worry about money, ask yourself: Are you tracking the dollars you spend? Are you hanging out with people who have the same mindset as you? Are you spending your time wisely and doing what you need to do to get there, or are you spending a majority of your time watching T.V.? Your goals can never truly be reached until your values match up.

6. I surrounded myself with the people I wanted to emulate.

Mentors, colleagues, friends, I surrounded myself with the people I wanted to be like. The key to this is first finding out what you want, and then seek out the people who are already where you want to be. Surround yourself with those people, and you’ll be on your way.

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Are you having a bad day, or feeling miserable? We’ve all been there. There are times when things don’t seem to go our way no matter how we try or what we do. Most people don’t know how to shake the negativity and stay stuck there all day. But what if I told you that you alone have the power to turn your day and your bad mood around? Here’s how to turn a bad day around, or just keep positive energy flowing:

First off, celebrate all of your wins! If you can celebrate when things are going right, it will help you isolate incidents and keep-in mind all the things that are going well in your life. To do this, Capitalize On Even Your Smallest Of Successes. Did you get out of bed this morning? Take the dog for a walk? Make yourself or a loved one breakfast? Those are ALL wins! Focus on what you DID and not on what you didn’t! When you have a success, here’s how to celebrate:

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1. Anchor the Experience

You want to anchor the experience of success into your body whether its with a high-five, a clenched fist, or some other method you prefer. No matter how small the success may seem, celebrate all your win- and the wins of everybody around you as well. This helps you become accustomed to being a winner and to recognizing that feeling and associating it with yourself.

It also becomes contagious to those around you. Celebrating the wins of others is also an excellent form of acknowledgment and it helps to remove any resentment you may have toward others, or that they may have toward you. It creates the feeling that everyone is constantly winning. So when you see a win, celebrate it even if the other person is a bit shy about it.

So, with every success you achieve, anchor it in by making a fist and saying Yes! Do it a couple of times to emphasize the point. Or, if there is someone else around, give that person a high-five, a handshake… something physical (I don't recommend head-butts).

2. Deal With Your Little Voice

Now that you've mastered the physical part of celebrating wins, you need to deal with your Little Voice. When you get a win, what does your Little Voice say about it? Does it say that you were lucky, or does it say that you earned it? Don't let your Little Voice diminish you accomplishments. Studies show that if you tell yourself, I deserve this because I've earned it, or I deserve this because I was prepared, your energy and resilience will increase.

3. Tell Yourself Good Thoughts

Tell yourself that the rest of your week is now going to be great. Have you ever reached into your and pocket and pulled out a £10 that you had forgotten you put there? From then on, your day starts going great. People start opening doors for you. All the traffic lights turn green for you. Think about it in those terms. Don't think about it in the same terms your Little Voice might, and say to yourself, Well, its a win, but I still have all these other problems. If your Little Voice starts throwing those little darts, tell it to Stop! When you hear it going in the wrong direction, say Stop! Say it out loud if you need to. I know it sounds crazy, but you have to disrupt and reverse that normal pattern.

Now, I know it sounds ridiculous, but when you think about it, this is what great athletes do. They take the smallest of wins and make them great. How many times have you seen an American football game where a team is struggling to come from behind? Each time they gain a few yards, they celebrate. They jump up and down, high-fiving each other and laughing. Why? Because it builds energy, hope, and confidence. They know they have to build that energy in order to carry themselves on to success.

By simply reading this, you’ve probably found that your body and emotions have shifted a bit. This is a very powerful exercise to try when you're either coaching or being coached by someone else. You can do this with yourself, with your kids, or with your spouse. Your spirit naturally wants to be big, and this process unleashes that.

Incorporate these techniques into your life and you will find that you can change your mood in seconds and start to create and experience more successes for yourself everyday!

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Competition might seem like a sore subject to some, but it doesn’t have to be mortal combat with anyone who gets in your way. If you view competition as people you can learn from, rather than people that are holding you back, there are truthful lessons each and every one of us can learn from even our greatest adversary.

Contrary to popular belief, competition is actually a good thing. It is these relationships that force us to change, dodge curve balls, evolve; these relationships keep up from plating and getting stuck in our cosy comfort zones. Here are 3 simple tips on how you can learn from your competition, instead of feeling inferior or combative with them.

1.) SHHH… LISTEN UP

Listen to your competition. Listen to their consumers, their clients, their readers, their subscribers, etc. There is no better insight than truly and actively listening to the people that faithfully follow your competition. Learning this information first-hand will give you unique insight into the way people view your competition.

2.) ROB AND DUPLICATE…WITH A TWIST

Rob and duplicate is a useful term, because a lot of us make some things in life and in business far more difficult than need be. And although imitation might be known as the best form of flattery, copying everything from your competition is not. If you copy your competition’s brand, or products, or services, or perspective, you offer nothing new or of value to customers.

So rather than duplicating everything, take a minute to understand why you like the ideas so much. By asking yourself that question, you’ll understand what your competition is doing, and allow yourself to learn what aspects inspire you.

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Try to think of a competitor. Now ask yourself if you admire that competitor. Why? Because a true competitor is someone you should admire. By respecting your competition, you allow yourself to learn from them; rather than feeling like their success and good ideas take away from yours.

So tune into what your competition is doing, subscribe to their content and learn. Digesting content that inspires you every day and discovering awesome ideas is a good thing for your creative tank.

I’m sure you’ve heard the words "high risk, high reward". When working with my old boss/mentor, I made a huge distinction about pushing and risk taking. You have to take risks. Why is that? Because by not taking risks, you actually risk not finding that extra gear, that next level of who you can be. The result of not taking risks is accepting your current level of performance and choosing to maintain it. But the world we live in is not static, and by trying to maintain, you’re actually falling backwards. There is no neutral gear in life.

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In working with my old boss/mentor, I knew I had to have more gears to get to…. and he helped me find a way to get to them, physically, mentally and emotionally. We all have more to give, but the risk of pain, or the possibility of failure, stands in the way. Yet the biggest risk is not taking any. You have to find a way to get to your next gear to be all you can be. One of my associate’s once said, “The more risk I take, the more confidence I have. Taking risks forces me to trust myself.”

​So now ask yourself, are you willing to take the risk?

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I think one of the biggest issues people have today is winding up working at jobs they hate, and why do they end up in that predicament? Because they start careers without finding out what they’re passionate about first, or they ignore what they do like and are talented at. If you were to ask a large group of successful people why they’re successful, I can confidently guarantee that most of them will say because what they do doesn’t feel like a job, and they’re passionate about it.

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That’s why personal development is so vital for success and happiness. You can’t have one without the other. But if you can figure out who you are, embrace who you are, and find out what you’re passionate about, you’ll clarify which direction you need to go in to reach the success you want, to have the happiness you want, and to have the life you want.

So if you’re feeling a little lost or know someone who is in need of change, here’s a free coaching form you can fill out to gain some clarity on where you want to go and what you want to achieve.

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